Digital Payment Convenience and Student Personal Financial Management: The Tap- To- Pay Trap

Simple item page
dc.contributor.authorHumphrey Muteru
dc.contributor.authorFrancis Hasborn Gatobu
dc.contributor.authorHalldess Nguta Munene
dc.date.accessioned2026-01-20T12:33:33Z
dc.date.available2026-01-20T12:33:33Z
dc.date.issued2025-06
dc.description.abstractThis book chapter was driven by the need to undertake an extensive study on digital payment convenience and student personal financial management, with special focus on the Tap- o- Pay Trap. The contention of this study is that the shift towards a cashless economy has transformed financial transactions globally, influencing spending habits among university students. This study explores the impact of digital payments on the economic behavior of students at Meru University of Science and Technology. The research examines how the ease of cashless transactions affects budgeting, impulse spending, peer-influenced expenditures, and subscription-based spending. Additionally, it assesses the advantages and disadvantages of a cashless campus and suggests financial management strategies. The findings indicate that while digital payments offer convenience, they also pose challenges in financial discipline, necessitating awareness and budgeting measures for responsible spending.
dc.identifier.citationHumphrey Muteru, H; Gatobu, F. H & Munene, H. N. (2025). Digital Payment Convenience and Student Personal Financial Management: The Tap- To- Pay Trap. Journal of African Interdisciplinary Studies, 9(6), 52 - 60.
dc.identifier.issnISSN 2523-6725 (online)
dc.identifier.urihttps://repository.ru.ac.ke/handle/123456789/1991
dc.language.isoen
dc.publisherJournal of African Interdisciplinary Studies (JAIS):
dc.relation.ispartofseriesVol. 9, No. 6
dc.subjectDigital Payment
dc.subjectCashless system
dc.subjectPersonal Financial Management
dc.titleDigital Payment Convenience and Student Personal Financial Management: The Tap- To- Pay Trap
dc.typeArticle

Files

Original bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
4PDF Muteru et al Digital Payment Convenience and Student Personal Financial Management.pdf
Size:
161.35 KB
Format:
Adobe Portable Document Format
Download
License bundle
Now showing 1 - 1 of 1
No Thumbnail Available
Name:
license.txt
Size:
1.71 KB
Format:
Item-specific license agreed to upon submission
Description:
Download

Collections

School of Business